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Certified no-debt certificate (paz y salvo) translation in Panama

In Panama, a paz y salvo is a certificate stating that you owe nothing to the entity that issues it, such as the tax authority (DGI), your municipality, the Social Security Fund (CSS) or a bank. Its certified translation is signed and sealed by a Certified Public Translator (TPA) registered with MIRE, under Executive Decree 975 of 2017. It is a short document, so it costs from $20 per 250-word page, delivered in up to 3 business days.

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From $20–25
Delivery up to 3 business days (documents up to 10 pages)
Legal basis: Executive Decree 975 of 2017

What do you need your paz y salvo translated for?

  • Procedures abroad

    A tax or municipal paz y salvo translated into English or German so you can present it to authorities in another country.

  • Transactions and contracts

    Sales, public tenders and due diligence can ask you to prove there are no outstanding debts, with the certificate translated for the other party.

  • Immigration files

    Some immigration processes ask for translated no-debt certificates as part of the file your attorney puts together.

How much does it cost?

Translating a paz y salvo costs from $20 per 250-word page plus $0.08 per additional word, with no rounding up to full pages. Panama's 7% ITBMS tax is added on top. It is usually a short, one-page document, so it normally comes to $21.40 with tax. For German ↔ Spanish, the page costs $25 and each additional word $0.10, so a one-page certificate comes to $26.75 with tax.

How long does it take?

Standard delivery takes up to 3 business days. Express delivers in 1 business day (+50%), and Same-day (+100%) applies only when you pay before 11:00 a.m. and a translator is available. These timelines apply to documents of up to 10 pages (2,500 words); for longer documents we prepare a special volume price and confirm the timeline on WhatsApp. You see the exact timeline in your quote before paying.

How does it work?

  1. 1Upload your document in the online quote or send it on WhatsApp.
  2. 2Get your exact quote in under 60 seconds; if your document is longer than 10 pages, we prepare a special volume price.
  3. 3Pay with Yappy from your app; confirmation is instant.
  4. 4A Certified Public Translator (TPA) registered with MIRE translates, signs and seals your document.
  5. 5Receive the signed and sealed PDF by WhatsApp or email at no cost, plus the printed original at your door: free in Panama City when your order adds up to 6 pages or more (one page = 250 words); $3 for 1 to 5 pages.

Do you need an apostille before or after the translation?

To use a Panamanian paz y salvo abroad, it is usually apostilled at MIRE first and then translated, so the apostille is included in the translation. A no-debt letter issued in another country follows the same order there. You handle the apostille directly at MIRE or through your lawyer; Lingo does not apostille documents, but we tell you the right order for your destination country. The translation follows Executive Decree 975 of 2017.

Frequently asked questions

What is a paz y salvo?
It is the Panamanian name for a certificate showing that you are up to date with an entity and owe it nothing. In English it is usually described as a no-debt certificate. Common ones come from the DGI for taxes, the CSS for social security, your municipality, and banks. Translating one costs from $20 per 250-word page, or $21.40 with tax.
Which types of paz y salvo do you translate?
Paz y salvo certificates from the DGI, your municipality and the CSS, plus no-debt letters from banks and other entities. We translate the whole certificate, including stamps, validity dates and signatures, and a TPA registered with MIRE signs and seals it, so the authority or party that receives it can accept it without observations. A one-page certificate comes to $21.40 with tax.
How much does it cost and how long does it take?
From $20 per 250-word page plus 7% ITBMS; since it is short, it usually comes to $21.40 with tax. Standard delivery takes up to 3 business days. If your process has a close deadline, Express delivers in 1 business day (+50%), or $32.10 with tax for one page. Same-day (+100%) applies only when you pay before 11:00 a.m. and a translator is available.
Do I need to apostille it to use it abroad?
Usually yes. For a Panamanian paz y salvo to have effect in another country, it is generally apostilled at MIRE before the translation, so the apostille is included in it. You arrange that step directly at MIRE or through your lawyer, since Lingo does not apostille documents. The receiving authority abroad decides what it accepts. The translation follows Executive Decree 975 of 2017.
I have a no-debt letter from a bank abroad. Can you translate it into Spanish?
Yes, as long as it is written in English or German, the languages we translate today. We translate it into Spanish for use in Panama, signed and sealed by a TPA registered with MIRE. English costs $20 per 250-word page and German $25, plus 7% ITBMS. The entity in Panama that asked for it sets its own requirements, so confirm them before you order.

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