Certified bank reference letter translation in Panama

A certified translation of a bank reference letter in Panama is signed and sealed by a Certified Public Translator (TPA) registered with MIRE, under Executive Decree 975 of 2017. If your bank back home wrote the letter in English, Panamanian immigration and local banks will usually want it in Spanish. It is a short document, so it starts at $20 and is ready in up to 3 business days.

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From $20–25
Delivery up to 3 business days (documents up to 10 pages)
Legal basis: Executive Decree 975 of 2017

What do you need your bank reference letter translated for?

How much does it cost?

Translating a bank reference letter costs $20 for the first 250-word page plus $0.08 per additional word, with no rounding up to full pages. Panama's 7% ITBMS tax is added on top. Most reference letters fit on a single page, so the usual total is $21.40 with tax. If your letter is in German, the page is $25 and each additional word $0.10. You see the exact total before paying.

How long does it take?

Standard delivery takes up to 3 business days. Express delivers in 1 business day (+50%), and Same-day (+100%) applies only when you pay before 11:00 a.m. and a translator is available. These timelines apply to documents of up to 10 pages (2,500 words); for longer documents we prepare a special volume price and confirm the timeline on WhatsApp. You see the exact timeline in your quote before paying.

How does it work?

  1. 1Upload your document in the online quote or send it on WhatsApp.
  2. 2Get your exact quote in under 60 seconds; if your document is longer than 10 pages, we prepare a special volume price.
  3. 3Pay with Yappy from your app; confirmation is instant.
  4. 4A Certified Public Translator (TPA) registered with MIRE translates, signs and seals your document.
  5. 5Receive the signed and sealed PDF by WhatsApp or email at no cost, plus the printed original at your door: free in Panama City when your order adds up to 6 pages or more (one page = 250 words); $3 for 1 to 5 pages.

Do you need an apostille before or after the translation?

For an immigration file, a bank reference letter is sometimes required with an apostille from the issuing country, and then translated in Panama so the apostille appears inside the translation. Other times the certified translation is enough, and we tell you in your quote which applies. Friendly Nations files (Executive Decree 226 of 2021) normally include the apostille. Lingo does not apostille documents: that step is done with the issuing authority, a notary or your lawyer.

Frequently asked questions

Will a translated bank reference letter work for my Friendly Nations application?
A bank reference letter translated by a TPA registered with MIRE is one of the documents that prove solvency in residency processes such as Friendly Nations (Executive Decree 226 of 2021). Panama's National Immigration Service sets the file requirements, normally including the apostille. We deliver the signed and sealed translation, ready to file with the rest of your documents, and your immigration attorney confirms the full list.
Does my Panamanian bank need a Spanish translation of my reference from home?
In most cases, yes. Panamanian banks ask for a reference letter from your previous bank, and when it is written in English they request a certified Spanish translation. Each bank sets its own account-opening checklist, so confirm with your account officer. A one-page letter comes to $21.40 with 7% ITBMS, and the signed PDF reaches you by WhatsApp or email at no extra cost.
How much does it cost to translate a bank letter, and how long does it take?
From $20 per 250-word page plus 7% ITBMS; a typical one-page letter comes to $21.40 with tax. Standard delivery takes up to 3 business days. If your immigration or consular appointment is close, Express delivers in 1 business day (+50%), and Same-day (+100%) applies only when you pay before 11:00 a.m. and a translator is available.
Do you also translate bank statements and balance certificates?
Yes. Besides reference letters, we translate bank statements, balance certificates and other bank certifications. Statements covering several months are longer, so they are quoted on their real word count at $0.08 per additional word in English. All financial information is handled under Panama's Law 81 of 2019, with encryption and automatic deletion 60 days after delivery.
Can you translate a letter from my Panamanian bank into English for a visa abroad?
Yes. We translate from Spanish into English or German, and the translation is signed and sealed by a TPA registered with MIRE. English costs $20 per 250-word page and German $25, plus 7% ITBMS. Consulates set their own requirements for proof of funds and for translations, so check the checklist of the consulate where you apply before you order.

Get a quote for your bank reference letter

Send a photo or PDF on WhatsApp and see the exact price in under a minute, before you pay. English is fine.

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